The BPI Non-Life Insurance is divided into ten (10) programs that aim to cater to different needs of different customers.
The Fire Insurance program is for homeowners’ protection against property damage or loss caused by fire and/or lightning.
Home Care Advantage Insurance targets families seeking protection against damage or losses to property and harm to family caused by fires and/or lightning, earthquakes, typhoons, floods, landslides, bush fires, broad water damages, subsidence, riots and strikes, and malicious damages with extended coverage.
Business Care Advantage Insurance provides small and medium enterprise owners with protection from financial loss and destruction to their business.
Motor Insurance gives protection for car owners from motor vehicle accident or collision, car theft, and various other damages.
Personal Accident Insurance is for individuals, groups of people, family members, travelers (domestic and international), and students (for Group Students PA Insurance) seeking coverage for accidents.
Travel Care Insurance is tailor-fit for international travelers needing coverage for medical expenses and other qualified losses incurred while traveling anywhere in the world.
Marine Insurance is for companies or individuals (cargo and ship owners) seeking coverage for financial losses directly caused by loss of cargo, freight, ship, aircraft or other movable property during transits.
Liability Insurance caters to business owners seeking coverage for liabilities incurred in connection with the ownership, maintenance and use of business premises.
Engineering Insurance provides coverage to contractors and project owners for equipment, machinery and construction projects against unforeseen and accidental loss, damage, financial and third party liability.
Bonds provide coverage for bond requirements for construction contracts, or judicial proceedings.
BPI has partnered with Mitsui Sumitomo Insurance (a member of Japan’s biggest insurance group), to provide risk management solutions to corporate clients by offering a wide array of non-life insurance products and services that can be customized to their needs. BPI/MS is backed up by the strong technical expertise of Mitsui Sumitomo Insurance Company in providing risk management solutions.
The non-life insurance products of BPI/MS are not insured by the Philippine Deposit Insurance Corporation and are not guaranteed by the Bank of the Philippine Islands.